| LOAN PROGRAM TYPES |
LOAN PROGRAM DEFINITIONS |
MAXIMUM LOAN AMOUNTS |
| 30, 20 and 15 Year
Conforming Fixed Rate |
Fixed For 30, 20 or 15 Years For Life
Of Loan |
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|
| 7-23 and 5-25 Conforming Extendable Balloon |
Fixed For 7 or 5 Years; Then Option
To Refinance For Remaining 23 or 25 Years |
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|
| 10/1, 7/1, 5/1 and 3/1 Conforming ARM |
Fixed For 10, 7, 5 or 3 Years; Then
Converts To 1 Year Treasury Bill ARM |
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|
| 1 Year Conforming Treasury
Bill ARM |
Fixed For 1 Year; Then Adjusts Annually |
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|
| 6 Month Conforming LIBOR
ARM |
Fixed For 6 Months; Then Adjusts Every
6 Months |
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|
| 30 and 15 Year Jumbo Fixed Rate |
Fixed For 30 or 15 Years For Life
Of Loan |
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| 10/1, 7/1, 5/1 and 3/1
Jumbo ARM |
Fixed For 10, 7, 5 or 3 Years; Then
Converts To 1 Year Treasury Bill ARM |
Contact our office |
| 1 Year Jumbo Treasury
Bill ARM |
Fixed For 1 Year; Then Adjusts Annually |
Contact our office |
